Three Things You Can Do to Help Secure Your UC Retirement Savings Accounts

Cybercriminals are finding increasingly creative ways to steal identities and credit card information. And why wouldn’t they? Cybercrime is a booming industry and one that costs the global economy more than $400 billion annually*, which means you have everything to lose and they have everything to gain. 

Hackers are hoping you’re not on the alert. But you can take simple steps to make their work more difficult. Tracking your financial activity and avoiding putting your personal information in email can bolster your security.

Want to take your efforts a step further? Here are three things you can do today to help protect your financial information—and your savings.

STRENGTHEN YOUR PASSWORD

The most talked-about tip is often one of the most commonly overlooked. If your password is predictable or easily guessable, or if you use the same password for multiple accounts, then it’s time for a change. Wondering what constitutes a strong password? Yours should:

  • Be at least eight characters in length
  • Not contain a complete word, your user name, your real name, or the letters “UC”
  • Be significantly different from your past passwords or current passwords for other accounts
  • Combine uppercase letters, lowercase letters, numbers, and symbols

UPDATE YOUR CONTACT INFORMATION

Make sure your mailing and email addresses are current, so you can continue to receive important information about the UC Retirement Savings Program and notifications about changes to your account.

To check your contact information, log in to NetBenefits and click the Profile tab. If you prefer, you can call Fidelity directly at 1-866-682-7787.

  • First, check your mailing address. Active employees can update it using AYS Online, available through UCnet. Former employees should call Fidelity directly.
  • Then, check your email address. If needed, you can update your email address directly with Fidelity.

PREPARE FOR THE UNEXPECTED 

While you’re at it, make sure you safeguard your account for the future by naming a beneficiary. You can check and update your election online. Log in to NetBenefits and enter your beneficiary information. 

You may name any person, trust, estate, or organization as a beneficiary. Note that you may name different beneficiaries for each plan.

* “Net Losses: Estimating the Global Cost of Cybercrime,” 2014. McAfee, www.mcafee.com.

Keep in mind that investing involves risk. The value of your investment will fluctuate over time, and you may gain or lose money.

Fidelity Brokerage Services LLC, member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917
© 2017 FMR LLC. All rights reserved.

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