Introduction to Fidelity BrokerageLink®

Comfortable researching and choosing investments and want the widest range of choices?

Fidelity BrokerageLink®, combined with other funds on the fund menu, may be appropriate for you.  

How does BrokerageLink work?

Put simply, it’s an account within your UC 403(b), 457(b), or DC Plan that gives you access to thousands of mutual funds available through Fidelity FundsNetwork®.

A BrokerageLink account is not for everyone.

  • If you are comfortable managing a portfolio of expanded investment choices and, you are prepared to assume the responsibility of more closely monitoring this portion of your portfolio, then BrokerageLink may be appropriate for you.
  • However, if you do not feel comfortable actively managing a portfolio of options beyond those available through the UC Retirement Savings Program fund menu, BrokerageLink may not be a good choice.

Remember that it is always your responsibility to ensure that the options you select are consistent with your particular situation, including your goals, time horizon, and risk tolerance.

FEES ASSOCIATED WITH A BROKERAGELINK ACCOUNT

Before you open a BrokerageLink account, you should understand all of the applicable fees (and other requirements) associated with investing through this account. 

Some funds have transaction fees, while others don’t. For funds with transaction fees, these fees are imposed based on how you make your trades. The most economical way to place trades is online.

For a complete list of the fund options and corresponding fees, please refer to the Commission Schedule at BrokerageLink Central on NetBenefits. To find it, log in to your account on NetBenefits, click the Quick Links drop-down next to your preferred plan, then select BrokerageLink.

HOW TO OPEN A FIDELITY BROKERAGELINK ACCOUNT

After talking to a Fidelity representative to make sure you fully understand all the details, you can open a Fidelity BrokerageLink account by completing the online application or by calling and asking to have a BrokerageLink Acknowledgement Form mailed to you.

  • Online: Log in to your account on NetBenefits, then click the Quick Links drop-down next to your preferred plan. Select BrokerageLink to go to BrokerageLink Central. Review the information carefully, then click Open an Account and follow the steps. To open an account for multiple plans, select all the plans for which you would like to open a BrokerageLink account.
  • By phone: Call 1-866-682-7787 to speak to a Fidelity representative. Your representative can either walk you through the process of opening your account online, or send a Fidelity BrokerageLink Acknowledgement Form to your home address. Complete the BrokerageLink Acknowledgement Form and promptly return it to Fidelity, following the directions listed on the form. Please allow plenty of time for the mailing and processing of your BrokerageLink Acknowledgement Form.

Before investing in any investment option, please carefully consider the investment objectives, risks, charges, and expenses. This and other information on the UC Retirement Savings Program Fund Menu is available, free of charge, online at www.netbenefits.com or by calling Fidelity Retirement Services at 1-866-6UC -RSVP (1-866-682-7787). This and other information on mutual fund options that are part of the UC Retirement Savings Program Fund Menu and other mutual funds outside the UC Retirement Savings Program Fund Menu can be found in each mutual fund’s prospectus, or, if available, a summary prospectus, which can be obtained, free of charge, at the same Web site and toll-free phone number. Read the information carefully before you invest.

Keep in mind that investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

BrokerageLink includes investments beyond those in your plan’s lineup. The plan fiduciary neither evaluates nor monitors the investments available through BrokerageLink. It is your responsibility to ensure that the investments you select are suitable for your situation, including your goals, time horizon, and risk tolerance. See the fact sheet and commission schedule for applicable fees and risks.

Fidelity Brokerage Services LLC, member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917
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