Terms and Conditions

This website (www.myUCretirement.com) contains general information about University of California retirement benefits and programs. By using this website, you consent to electronic receipt, and agree to be bound by the terms of use herein. To log into this site, you must have browser cookies enabled.
This website includes tools designed to:

  • Estimate and compare the potential values of University of California Retirement System benefits (UCRP, CAP, and the 403(b), 457(b), and DC Plans) at different ages and contribution levels (collectively the “website”).
  • Estimate and compare the hypothetical values of University of California Retirement System benefits (Pension Choice and Savings Choice) at different ages.
  • Estimate the potential value of Deferred Lifetime Income based on stated data, assumptions, and user input.

Actual outcomes are not guaranteed and information provided by this website is not intended to serve as an interpretation of any University of California Retirement System benefits or a binding determination of any future benefits.

Your benefits are subject to the terms and conditions of the official plan documents. In the event there is a conflict between the information you read on this website and the official plan documents, the applicable plan documents will control. The applicable policy issued by the carrier and other applicable UC policies will take precedence if there is a difference between the provisions therein and those of this website. University of California reserves the right to amend, modify, suspend, or terminate one or more of its plans or programs at any time for any reason.

The website’s results are based on records of your personal information, data you enter, and various assumptions, and are not a guarantee of what your benefits or account balance will actually be at any time. Notwithstanding the foregoing, if you use the website’s functionality to model a personalized quote for the Deferred Lifetime Income option and elect to purchase a deferred annuity under a University of California retirement plan, your actual annuity benefits will be dependent upon the terms of such annuity contract and will be subject to the financial strength and claims-paying ability of the insurer. The results neither represent nor are intended to be specific advice to you or anyone else on any particular matter, including, but not limited to, investment, tax, legal, retirement planning, insurance, financial, health, or similar advice. The website should not be used or relied upon by you as a substitute for your independent research or for professional advice regarding your own personal situation.

This website is intended only for your personal non-commercial use, and you may not modify, copy, display, distribute, reverse engineer, or otherwise extract any source code, algorithms, methods or techniques embodied in the website. The website is provided on an "as is," "as available," and "with all faults" basis, without warranty of any kind, express or implied, including, without limitation, warranties of merchantability, fitness for a particular use or purpose, title, or non-infringement. In no event shall University of California or any of its licensors be liable for any consequential, special, or indirect damages that result from use of or loss of use of the website. The rights, exclusions, warranty disclaimers, and limitations of liability under these terms operate to the benefit of University of California's subcontractors, licensors, and vendors to the same extent that such provisions operate to the benefit of University of California.

Notice regarding administration of benefits

By authority of the Regents, University of California Human Resources, located in Oakland, administers all benefit plans in accordance with applicable plan documents and regulations, custodial agreements, group insurance contracts, and state and federal laws. No person is authorized to provide benefits information not contained in these source documents, and information not contained in these source documents cannot be relied upon as having been authorized by the Regents. Source documents are available for inspection upon request (800-888-8267). What is written here does not constitute a guarantee of plan coverage or benefits—particular rules and eligibility requirements must be met before benefits can be received. The University of California intends to continue the benefits described here indefinitely; however, the benefits of all employees, retirees, and plan beneficiaries are subject to change or termination at the time of contract renewal or at any other time by the University or other governing authorities. For more information, employees should contact their Human Resources Office and retirees should call the UC Retirement Administration Service Center (800- 888-8267).

In conformance with applicable law and University policy, the University is an affirmative action/ equal opportunity employer. Please send inquiries regarding the University’s affirmative action and equal opportunity policies for staff to Systemwide AA/EEO Policy Coordinator, University of California, Office of the President, 1111 Franklin Street, 5th Floor, Oakland, CA 94607, and for faculty to the Office of Academic Personnel and Programs, University of California Office of the President, 1111 Franklin Street, Oakland, CA 94607.

The University of California reserves the right to make changes or corrections to this website, which shall become effective immediately.

Privacy and security

The University of California is committed to ensuring the privacy and accuracy of your confidential information to the extent possible, subject to provisions of state and federal law. Other than as required by laws that guarantee public access to certain types of information, or in response to subpoenas or other legal instruments that authorize access, personally identifiable information is not actively shared. In particular, UC does not re-distribute or sell personal information collected on our web servers. Notwithstanding the foregoing, if you elect to purchase a deferred annuity under a University of California retirement plan, your personally identifiable information and that of your joint annuitant and beneficiary(ies), if any, will be shared with the insurance company issuing the annuity.  

The University of California uses a variety of measures to protect your personal information and accounts. We can’t do it alone, however. Remember that only you can access this site using your personal Username and Password. Keep your Username and Password secure; never share them with anyone. If you print and/or share information on this site with other individuals, you are responsible for that information and how it is used.

Be aware that sensitive information may still be stored within the browser, even after you log out of this website. If you leave a computer unattended after you have logged in to the website, someone may be able to use the browser's Back button to view your personal information. To avoid this, log out and close your browser application to minimize any security risk. You may also choose to delete encrypted pages and/or temporary Internet files from your computer's hard drive or disk (clear your cache), or set your browser to not save encrypted pages to disk (in your browser's security or advanced settings).